Food Truck Insurance 101: What Coverage Do You Need?

Today it seems like all your favorite foods are available on wheels. Famous chefs have replicated their brick-and-mortar restaurants as mobile versions, and countless up-and-coming stars of the culinary world are testing their fare on food trucks. And while having a kitchen on wheels might seem like a simpler way to start a business than breaking ground at a permanent address, the reality is that food trucks are exposed to a unique set of risks that owners need to protect themselves against. We’ll discuss all the necessary food truck insurance considerations and coverage options in black and white, but first let’s cover a few basics.