Man who inspired ALS Ice Bucket Challenge dies at Age 46

Anthony Senerchia, the man who inspired the viral sensation “ALS Ice Bucket Challenge” has died after a 14-year-long battle with the disease.
He passed away on Saturday at the age of 46, after battling with amyotrophic lateral sclerosis.
Senerchia was diagnosed with ALS, commonly known as Lou Gehrig’s disease, in 2003. He was told he only had a few years to live, his obituary states, shortly after marrying his wife Jeanette.
“Throughout his fight, Anthony maintained a positive attitude and would say ‘It’s not what we take from life, but what we give back to others is what ultimately defines us,'” his obituary reads.

“He worked tirelessly to raise awareness for ALS and was directly responsible for the world-renowned Ice bucket challenge,” his obituary added, calling him “a fireball who tried everything in life.”“It’s a difficult disease and tough when you’re losing,” his wife, Jeanette, told the Journal News Media Group. “Your body is failing you. But he was a fighter… He was our light. He made our life better.”
Before his death, Senerchia founded the Anthony Senerchia Jr. ALS Charitable Foundation, which helped fund research at Columbia Presbyterian Medical Center, as well as families affected by the disease.
He is popularly known for being the inspiration for the ALS Ice Bucket Challenge, a worldwide sensation in 2014, which attracted millions around the globe to take part in the challenge and make donations to ALS research.

More photos of Kim K covered in glitter for KKW beauty

Reality star, mother of two and business entrepreneur, Kim K shares more nude photos from her KKW beauty collection. She shared the photos and captioned one of them...

Ultralight Beams powders & gloss duo for $32 or the whole collection for $160 is launching at 12pm PST this Friday Dec 1st exclusively at kkwbeauty.com

Another photo below:

Billionaire's Daughter Dj Cuppy Covers The Latest Issue Of Vibe.ng Magazine

According to Ifeoluwa Cuppy Otedola, if she wasn't a DJ, she'd probably be somewhere in an office, waiting for the weekend to come. Well this is not the case and even better, her career has taken a new turn since her official induction as a singer on her new song with Tekno; Green Light.See more photo's of the beau below;

Photos: Lady Gaga shows off her beach body in Miami

Singer Lady Gaga who is currently on her Joanne World Tour, took a break at a Miami beach  in a sexy bikini and high heels. She shared the photos and captioned one of them.
"From the woods for Thanksgiving to the beach for Tour in Miami! #beyourself #ladygaga #beachwear #JoanneWorldTourMiami
Bienvenidos a Miami!"

See more photo's below;

Who posed nude in glitter better? Beyonce vs Kim Kardashian

Kim Kardashian West went nude while covered in just glitter in new promotional photos for her KKW Beauty highlighters and glosses, but people have pointed out that Beyonce did this back in 2013 for a Flaunt magazine photo shoot. Who rocked it better?

Beyonce's pregnancy announcement is the Most Liked Instagram Post

The list of most liked posts on Instagram for 2017 has been released.
On top of the list was Beyonce's post where she was announcing she was pregnant with twins, which received over 11 million likes.
 The photo that scooped the number two spot was Cristiano Ronaldo announcing the birth of his new baby, which received over 11 million likes as well.

Singer, Selena Gomez's kidney transplant picture was number three with over 10 million likes.

Fourth place had Beyonce cradling her newborns Rumi and Sir. She was standing in front of flowers. That too had over 10 million likes.

 

Fifth place was Ronaldo cradling his twins. That one had over eight million likes.

Gorgeous Cardi B puts on an eye-popping display in PVC bra as she steps out in London ahead of MOBO performance (Photos)

Cardi B, who is billed to perform at the MOBO Awards in Leeds' First Direct Arena on Wednesday, took over the street of London as she hung out at the Tape club in Mayfair on Tuesday evening. See more photo's of the actress below;

Actress Nadia Buari shares lovely new photo

See full picture below;

Getting Your Business Off the Ground: 5 Essentials

The startup world is an exciting one. It’s fast-paced, competitive, and incredibly satisfying as you watch your longstanding dreams become realities. However, just getting a business off the ground requires countless details to be in order – details that are easy to overlook if you’re not organized and prepared. We’ve assembled five of these base-level essentials that need to be in place before your business can flourish, so read on and you’ll be fully equipped for the adventure ahead.*

Know Your Target Market

When you’re first setting out to start your business, you need to be well acquainted with your target market. After all, it’s nearly impossible to sell a product if you don’t know whom you’re selling to!

Start by looking into some statistics and industry reports that will help you form a picture of the types of people that are interested in your product. Then, take a look at your competitors’ markets. This can make your job a little easier since they have already done the footwork to find their demographic.

Don’t be afraid to dig into social media; by checking out brands similar to your own on Facebook and Twitter, you’ll be able to see easily who follows which products and what other interests they share in common. All of your marketing is hinged on you knowing your target market thoroughly, so never stop learning about your potential buyers.

Finding Finance Options

Bringing your brainchild to life requires capital, and unless you’re independently wealthy, this means you’ll need to get financed. Thankfully, there are a host of options available to help get you the cash you need.

If your credit score is good, you may be able to qualify for an SBA startup loan, which can give you a considerable amount of capital for relatively low interest rates. If you don’t have a super high credit score, you can always go with a nontraditional online lender. Though you may not receive quite as much in the loan, it will at least give you the initial boost you need to get started.

One unique way to fund your business is crowdsourcing. This method involves asking the general population (via social media) to offer donations, in exchange for free gifts or other perks once you’ve gotten off the ground. The best part about crowdsourcing is that the funds are akin to a grant and you typically won’t have to pay the money back.

Create a Business Proposal

Even if you’re not getting funded by a traditional lender, every small business still needs a business proposal. You need to be able to show people at a glance what you’re about, who your target market is, how you plan to operate your business, and all the other minutiae that will make you a successful business. Without this plan, you can set yourself up for failure. It helps define your goals and keep you on track, and encompasses every aspect of the startup so that no stone goes unturned. It’s as much for your own benefit as it is for potential investors, as it allows you to define and measure your success.

Choose a Business Structure 

One of the many legal/financial hoops you’ll have to jump through is determining your business structure. If you are the only one involved in the business, you can start a sole proprietorship fairly easily (or a general partnership if you will be running the business with other partners). However, with this structure you may be held personally responsible for any of the business’s financial obligations.

If you are a larger startup and need more flexibility, you can form a corporation or LLC. This also generally exempts you from certain financial liability for the business, so that if anything should happen with the business your own credit will come through unscathed. This is just a few of the different business formation options that are out there. It is best, of course, to discuss the various business formation options and the pros and cons of each with a legal and accounting professional.

Insure Your Business

Once you’ve set up your business structure and financing, you now have to protect your assets by insuring them. A lawsuit, theft, or accident can cause serious financial detriment to your business, so it’s best to head off this situation entirely by purchasing insurance that will cover potential issues you may face.

The type of insurance needed varies depending on the business, so think about any possible troubles that may arise and plan accordingly. At the very least you likely need property insurance (to cover equipment and the physical location of the business) and liability coverage (which deals with accidents, injuries, etc.). Discuss all the variables with your insurance agent, and you’ll come out with a package that will keep your business running smoothly and safely.

Starting a business is a huge step, but by carefully organizing the process you can save yourself time, stress, and hassle. Tackle these five essentials and your startup will be up and running before you know it.

How to Pay for a New Roof Before April Showers Roll Through

April showers may bring May flowers, but they can also do damage to a roof already in need repair. Even if there’s no visible damage, winter weather can cause unseen deterioration and spring rains can worsen the problem. *

The National Association of Home Builders recommends home owners schedule inspections every three years. However, following an especially harsh winter, an “emergency” inspection may be in order. A professional contractor can inspect for:

• Warped and missing shingles
• Chimney flashing damage
• Broken skylight seals
• Loose gutters
• Leaks into the attics and crawl spaces

It’s not uncommon to delay roof repairs and replacements because they are among the most expensive of all home repairs. According to Homewyse, a vendor-neutral online resource for consumers seeking home and construction information, the average cost of a new asphalt roof on a 1,200 square foot house runs between $4,000 and $6,000 in larger markets.

Since water damage can add to repair costs, it’s important to schedule the inspection and take care of any needed repairs or replacements, before the spring showers begin. It’s also a good idea to understand options on how to pay for a new roof or find financing for a new roof to make a financially-sound choice.

Financing Roof Repairs

Finding a qualified roofing professional requires research. After hitting up family and friends for referrals, check paid referral services such as Angie’s List  for roofers with many satisfied customers.   The Better Business Bureau is also a great source to find roofers with a BBB accreditation. During research:

• Make a list of at least three roofing contractors. 

• Before financing roof repairs, ask roofers for bids and recommendations for the project. Compare the answers before making a decision. 

• Don’t automatically choose the lowest bidder. If a vendor’s bid is 20 percent lower than the competitors, proceed cautiously.  Hidden costs may materialize on the less expensive roofer’s final invoice. 

• Get everything in writing, from agreed upon materials, project timeline and estimated cost. Also ask:

o Are the roofing materials covered by a warranty?

o Will special materials be used such as tiles that are fortified against damage from high winds or extreme weather?

o Ask the roofer if the chimney needs repair. The best time to repair or replace one is before roofing repair or replacement.

Paying for a New Roof

Homeowners needing to replace a roof should take the same actions as those who need only roof repairs with one additional step: They should determine how many layers are on the roof and how many layers actually need replacement.

If the roofer recommends replacing three layers of the roof, make certain that the contractor intends to check the surface of the roof (below the damage). This critical step should be included in the written plan.

Factors that Add to the Project Cost

Pitch

The slope of the roof, or pitch, affects cost. The steeper the slope, the higher the price for repairs because it creates additional work for the contractors as well as the need for specialized equipment.

Materials

Keep the cost of the project down to help finance roof repairs by choosing affordable, yet sturdy materials. Asphalt shingles are the most popular roofing material, according to Consumer Reports. They’re light and easy to install, so it should save on material costs and installation.

Composite slate roofing shingles are also light like asphalt, and they look like actual slate. The composite is cheaper than real slate, but more expensive than asphalt.

Metal is another material, with copper being the most expensive metal. Regardless of the materials the homeowner selects, they may wonder how to pay for a new roof.

LoanMe has Options for Financing a New Roof

Many consumers have turned to LoanMe for unsecured, personal loans to cover the cost of home upgrades, including roofing projects. Qualified borrowers can receive funds quickly – sometimes within hours of completing an application through LoanMe’s easy, online application process.

LoanMe makes the entire application process a breeze by telling borrowers the loan terms up front. Best of all, LoanMe borrowers can enhance their credit scores with each payment because LoanMe shares credit histories with major credit bureaus.

Top Myths About Bad Credit and Personal Loans

1. You need a high credit score to qualify for a personal loan.

Some applicants think that their credit histories will severely impact their ability to obtain a personal loan. You may have late payments, a foreclosure or other negative marks that could be considered red flags among lenders. However, not all lenders will reject applicants due to poor credit scores alone.

2. You need collateral if you have bad credit.

Secured loans require collateral, which can be in the form of personal assets like a home or a car. Often, lenders will ask for collateral for certain loans because they are concerned the borrower will not be able to repay the full amount. Unsecured loans will generally have a faster application process and don’t require collateral.

3. Repayment terms could be difficult.

When researching options for personal loans, pay attention to the repayment terms and conditions. People with bad credit could be worried they will be unable to adhere to the repayment terms of their loans. It is a common misconception that you will have to pay back your loan all at once. Rather than pay in one lump sum, you could choose a lender that will let you pay back your loan in monthly payments. Consider applying for signature installment loans. These are not only unsecured loans requiring no collateral, but also feature repayment terms that are convenient because loan recipients know exactly how much to pay each month, according to Credit.com.

How you can apply for a personal loan even with bad credit.

Don't let bad credit stop you from achieving your financial goals. Apply for an unsecured personal loan with LoanMe, which features a short application process and easy access to fast cash. LoanMe considers applications from borrowers who have less than perfect credit. You need only three documents to apply: a bank statement, proof of income and a valid form of ID.

Not only can a personal loan help you get on track financially by providing money when you need it, but this type of financing can also help rebuild your credit by improving your on-time payment history. With a personal loan, you can pay down credit card debt or other bills that are coming up.
SOURCE;LOANME

Video: 239 Nigerian Migrants return from Libya amidst slave trade crisis

Last night, Tuesday, 28th November 2017 witnessed the return of 239 Nigerian Migrants including men, women and children from Libya aboard a Libyan Airline flight.

The Federal Government Of Nigeria in collaboration with IOM (International Organization of Migration) have been working together in facilitating the return of Nigerian Migrants in Libya for over a year now. Many had traveled illegally through the desert trying to reach Italy via Libya before finding themselves in tight situations, thrown into jail for illegal entry or falling into the hands of wrong people and being sold into slavery/prostitution . .

On return to Nigeria, Officials from IOM and federal government agencies - NEMA and NCFRMI (National Commission for Refugees, Migrants and Internally Displaced Persons) were on ground to receive them at the airport.

They were profiled and registered with Food, Accommodation and Financial assistance given to them to support their reintegration back into the society.

This has been the general procedure since last year as over 3,000 Nigerian Migrants have been returned from Libya. And many more would be brought back into the country within the next few weeks.
Below is a video of last night's returnees who were all visibly happy to be back home as captured by Nigerian singer, Nikki Laoye.

Video 2: Another view as the 239 Nigerian returnees disembarked from the Libyan Airline . Time: 9:30pm | Tuesday 28th November, 2017 #ThePlaneHasArrived #Update #AtTheAirport #TheLibyaSituation . . Federal Government Of Nigeria in collaboration with IOM (International Organization of Migration) have been working together in facilitating the return of Nigerian Migrants in Libya for over a year now.. Many had traveled illegally through the desert trying to reach Italy via Libya before finding themselves in tight situations, thrown into jail for illegal entry or falling into the hands of wrong people and being sold into slavery/prostitution . . . . On return to Nigeria, Officials from IOM and federal government agencies - NEMA and NCFRMI @ncfrmi_sw (National Commission for Refugees, Migrants and Internally Displaced Persons) are always on ground to receive them at the airport. . . They were profiled and registered with Food, Accommodation and Financial assistance given to them to support their reintegration back into the society. This has been the general procedure since last year as over 3,000 Nigerian Migrants have been returned from Libya. . . The work continues... - Live Report by @NikkiLaoye (NCFRMI Southwest Voice of Refugees and IDPs/Founder of Angel 4 Life Foundation @ncfrmi_sw @Angel4LifeFoundation ) . . #NCFRMI #LibyaSlaveTrade #Angel4LifeFoundation #NikkiLaoye #Libya . . @instablog9ja @bellanaijaonline @olorisupergal @officialhiptv @iamadunniade @georginaonuoha @goldmynetv @krakstv @onlyinnigeria @funny_african_pics @tundeednut

A post shared by Nikki Laoye ⓥ 🇳🇬 (@nikkilaoye) on Nov 28, 2017 at 6:06pm PST

Braless Suki Waterhouse flashes her hot pink knickers

She's been one of the main players in bringing the Lady Garden charity to the forefront of public awareness.

And Suki Waterhouse continued to campaign for the cancer charity on Tuesday night, as she turned out for the  Lady Garden Gala in London.

Kooky Suki wore a completely sheer skirt, with her bright pink knickers on show, being deliberately brazen in aid of the Silent No More Gynaecological Cancer Fund. Suki showed off her lithe model figure with a chunky white belt marrying together a tulle top and skirt.

Danielle Sellers leaves nothing to the imagination

The stunner opted to go lingerie free beneath a sizzling gown with a deeply slashed side and perilously high-cut top as she left little to the imagination.

According to reports Jack's romance with Danielle is already over, amid claims the blogger 'didn't see his as girlfriend material'.

The brief I'm A Celeb star, 23, and Danielle were said to be quietly dating over the last seven months, although this was not something Jack made common knowledge.

'Pregnant' Kylie Jenner files trademark for 'Kylie Truck'.

The 20-year-old reality star has trademarked 'Kylie truck' and 'Kylie Jenner Truck' according to a Tuesday report from TMZ.As the starlet - who is rumored to be pregnant - and her team always try to find creative ways to push her Kylie Cosmetics line, no doubt they are cooking up another way for consumers to get a hold of their product.

According to the gossip site, the truck will be more like a food truck as it will roam around neighborhoods selling lip kits and other Kylie merchandise.

This comes just a week after thousands of diehard fans queued for hours at pop-up shops located at Top Shop locations around the US for a chance to buy products from her cosmetics range.

'Shoot me for being who I am!'

Show fans were surprised when Farrah Abraham revealed she had been fired from Teen Mom OG last month.

And it appears the reality persona, 26, was just as shocked as anyone, as a new teaser for the series, released on Tuesday, captured her explosive reaction to being let go.

The mother-of-one fumes at one of the show's producers, telling the behind-the-scenes pro: 'Shoot me for being who I am!' after being given the choice between staying on the show or continuing to make adult films.

Teen Mom OG's executive producer explained that they would have to cut ties with Farrah if she continued down her X-rated career path.

'If you choose to work in the adult industry, we can’t continue to film,' Morgan J Freeman told the scarlet-tressed TV personality.

Busty Olivia Buckland suffers epic fashion fail

She is in the midst of moving into her dream home with fiancé Alex Bowen.

So Olivia Buckland and her handsome beau naturally felt they needed a night away from unpacking as they headed out to the OK! Magazine Beauty Awards 2017 at the Pavilion in the Tower of London on Tuesday evening.

While the 24-year-old typically puts on a flawless display, she was faced with a wardrobe malfunction at the bash as the sexy split in her Julien Macdonald suffered an unsightly split as they made their late arrival at the prize-giving.

Olivia was naturally looking stunning as she hit the ceremony while sporting her sizzling golden gown yet it seemed wear and tear got the best of the dress as she was showing off a pull in the stitching of her split. 

The neck of the dress provided a super saucy feel as she framed her eye-popping bust with a tie detail that sat between her perky cleavage to draw attention.

see her previous photos,

Lauren Goodger displays VERY peachy posterior

Ever since finding fame seven years ago, her red carpet looks have been risque. 

And in possibly her most daring look to date, Lauren Goodger opted to go for an entirely sheer ensemble with just a thong-shaped body underneath for OK! Magazine's Beauty Awards 2017 at the Pavilion in the Tower of London on Tuesday.

The 31-year-old former TOWIE star slipped into the eye-catching gown to ensure all eyes were on her - just hours after posing in her lingerie for a sexy mini-video while she prepared for the night ahead.

Lauren oozed body confidence as she hit the red carpet in the skin-tight look which left absolutely nothing to the imagination thanks to the sheer nude body, second-skin material and barely-there lingerie beneath. 

The design of the intricate beading around her waist and bust meant she provided an even better hourglass illusion while also nipping herself in with her body.See more photos;

Dear Ghanaians, Don Jazzy wants you to give him a native name

Award winning Nigerian music producer, Don Jazzy is currently in Accra, Ghana for his 35th birthday get away.

He shared the photo above and said, 'Charlie I fine die forget. Oya Ghanians give me a Ghana name. Whats big nose in Twi? Or Big head'.

Egyptian security forces kill 11 suspected militants

The Egyptian Ministry of Interior confirms that security forces have killed 11 suspected militants in the Suez Canal city of Ismailia as part of a campaign aimed at “foiling terrorist attempts to destabilise northern Sinai”. 

“Security forces monitored movements by some leaders in northern Sinai who planned to carry out a series of attacks against vital institutions and Christian places of worship,’’ the ministry added.

The campaign came after Friday’s assault on a mosque in northern Sinai which killed 305 people, the deadliest attack in Egypt’s modern history.  “A shoot-out erupted when security forces targeted a suspected militant hideout in Ismailia, around 115 kilometres north-east of Cairo, which led to the killing of 11 suspects, who are yet to be identified,’’ the ministry said.

The forces also confiscated weapons and home-made explosive devices, while another nine suspects were arrested for “providing logistical support” for insurgents in northern Sinai. Prosecutors have said between 25 and 30 militants attacked the al-Rawdah mosque in the village of the same name, shortly after Friday’s noon prayers.

However, no group has yet claimed responsibility. Militants affiliated with Islamic State have claimed previous attacks in Egypt.  Those earlier attacks mainly targeted security forces and the country’s minority Christian community.  Report says assaults on mosques are rare in mostly Muslim Egypt.

Watch & Download Watford 2-4 Manchester United (All Goals Highlight)

Ashley Young scored twice against his old club as Manchester United beat Watford in the Premier League.
United weathered late pressure from the hosts, having netted three goals in 13 first-half minutes to cut the deficit to five points on unbeaten leaders Manchester City.
Pep Guardiola’s side, though, can re-establish their eight-point advantage when they host Southampton on Wednesday.
Young drilled in a precise finish from the edge of the box, before curling in a stunning 25-yard free-kick six minutes later and Anthony Martial tucked in a cool finish from 18 yards out.
Just in case you missed the match, check out all the Goals highlights and drop your comments.
Watch Video below;

Zimbabwean President issues 3-months ultimatum to looters to return stolen funds

Emmerson Mnangagwa, Zimbabwe’s new President has opened a three-month amnesty window for the return of public funds illegally stashed abroad by individuals and companies.
Mnangagwa in a statement Tuesday said that upon the expiration of the amnesty at end of February 2018, the government will arrest and prosecute those who would have failed to comply.
The country's former finance minister Ignatius Chombo, was on Monday charged with three counts of corruption in offences that allegedly took place two decades ago. He was denied bail on Monday and will remain in custody until his case is heard on December 8.  Chombo, who faces charges including trying to defraud the central bank, was detained after the military seized power in “Operation Restore Legacy”, which it said was meant to remove “criminals” around former president Robert Mugabe.
His lawyer, Lovemore Madhuku, told reporters that he would appeal the magistrate’s ruling in the High Court on Tuesday.  “We are hopeful that the High Court will show independence,” Madhuku said.  The magistrate who detained Chombo said the former minister could abscond, influence state witnesses or be the target of a mob attack over the allegations that he abused his position.
Chombo, who was appointed finance minister in October, was among members of the G40 political faction allied to Mugabe and his wife, Grace, who were also expelled from the ruling ZANU-PF party.
Two ousted ZANU-PF Youth League leaders, Kudzanai Chipanga and Innocent Hamandishe, who were both allied to G-40, were also ordered to be detained until Dec. 8.  Some supporters of new president Emmerson Mnangagwa have called for unspecified action against G40 but Mnangagwa has urged citizens not to undertake any form of “vengeful retribution”.